Dogs and cats behind more than 6,000 insurance claims

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Canine and cats have been behind greater than 6,000 insurance coverage claims by their homeowners over the previous 5 years, in keeping with an insurance coverage large.

Home windows, carpets, sofas and electrical devices similar to laptops, tablets and telephones, have all been broken resulting from pets, Aviva mentioned.

Claims embrace a canine who headbutted and smashed a window after seeing one other canine stroll previous, and a pair of cats knocking over and smashing a TV.

One other buyer put in a declare after their canine jumped on a espresso desk, knocking off their laptop computer, leading to a smashed display screen.

Whereas most residence insurance coverage insurance policies exclude harm brought on by chewing, scratching, tearing or fouling by home animals, unintended harm cowl for different incidents is usually a useful addition

Hazel Johnson, Aviva

And one other claimant was helped after discovering their rings had been eaten by a canine.

Prospects have additionally recurrently complained of tripping over their cats and canines, ensuing within the unintended harm of their houses and belongings, Aviva mentioned.

The insurer has additionally handled claims from prospects who’ve misplaced objects whereas out strolling the canine, with objects similar to earrings, bracelets, watches and cell phones topping the listing.

Hazel Johnson, director of residence and motor claims for Aviva, mentioned: “Whereas most residence insurance coverage insurance policies exclude harm brought on by chewing, scratching, tearing or fouling by home animals, unintended harm cowl for different incidents is usually a useful addition to straightforward residence contents insurance policies.”

The figures have been taken from evaluation of Aviva residence insurance coverage UK claims information between the beginning of 2019 and the top of 2023, referencing canine and cat claims categorised as unintended harm.

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